One-stop FPS
Payment Solution

A safer, more flexible 4-in-1
point-to-point payment
acceptance solution
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The contents are for reference only.

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Embrace the benefits of FPS and get

connected to all participating banks

and mobile wallets* in one go. Deal with

point-to-point HKD payments 24/7,

easily and reliably!



No setup fee required and we will settle

the funds to your bank account.

Registered merchants can complete

transactions* anytime and anywhere

in the following 4 methods:

FPS
24/7
point-to-point HKD

HKT POS App

HKT POS App

Set up your payment system at no extra cost. Download HKT POS App on your mobile devices and log in with your merchant account. Enter the transaction amount to generate a QR code for your customers to receive instant payments through FPS. To make things even safer, an in-app notification will be received upon each successful transaction.

HKT Merchant Services

FPS ID

FPS ID

Each merchant will be allocated a unique FPS Identifier (FPS ID), you can share your FPS ID on various social platforms and instant messaging apps with customers to receive instant FPS payments*.

FPS QR Code

FPS QR Code

You can simply display your unique merchant QR code at your shop, a sales event or even a temporary pop-up store for customers to scan and pay, simply by entering the payment amount*. What gets easier than this?

FPS Billing

FPS Billing

If bill payment collection is part of your services, you can log onto our Merchant Portal to upload the monthly billing information and generate a series of unique QR code with specified amounts and bill numbers applicable to each customer. The QR code can be printed on bills for customers to scan and pay*.

*Only applicable to FPS and HKQR supported mobile wallets and bank apps, and must comply with the services offered by the mobile wallet service providers and banks.

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Simple user onboarding and quick activation

All you need is a copy of a valid ID document, Business Registration Certificate and bank statement
(company or personal bank account*) to register for our services. Put your business on the fast track
and enjoy the full benefits of our services in as short as 7 business days^, catering to different business needs.

*Only applicable to sole-proprietary companies

^Processing time of the application will depend on the actual situation and is subject to the completeness of the information provided by the merchant.

Access and manage transaction in real time

All transaction information will be found on the Merchant Portal or HKT Business App. Review your business performance conveniently for instant reconciliation, or process a refund through the Merchant Portal. The data can also be downloaded for further analysis. To better help you manage the business, you will receive instant transaction notifications via our HKT Business App anytime anywhere.

HKT Merchant Services
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Service charges

We will only charge a processing fee of 1.2% of your total transaction, which includes full access to our four-in-one FPS Payment Suite services. You won't get charged any account opening or hidden fees, and there is no limit on the minimum or maximum amount you can accept.

Apply now

Eligible new merchants successfully applying with the promo code "HKTCVS" can enjoy 0% FPS transaction fee*.

*Such offer is applicable for the first HKD 100,000 FPS transaction volume aggregated during the Government Consumption Voucher Scheme period. Terms and conditions apply.