One-stop FPS
Payment Solution
Apply and enjoy 0%* special
discounted transaction fees
Also support:
The screen layout is a simulation.
The contents are for reference only.
Tap & Go is operated by HKT Payment Limited (Stored Value Facilities Licence Number: SVF0002) and subject to its relevant terms and conditions.
Scroll down
Embrace the benefits of FPS and get
connected to all participating banks
and mobile wallets* in one go. Deal with
point-to-point HKD payments 24/7,
easily and reliably!
No setup fee required and we will settle
the funds to your bank account.
Registered merchants can complete
transactions* anytime and anywhere
in the following 4 methods:
FPS and Tap & Go 0%* Special Discounted Transaction Fees
Also applied FPS and Tap & Go's Transaction Fee on Smart POS and HKT POS
From now until 30 April 2025, SMEs, Social Enterprises or NGOs can enjoy Special Discounted Transaction Fees of 0%* for FPS and Tap & Go transactions if
New customers
- use promo code "HKTSME" to successfully apply for HKT Merchant Services payment solutions
Existing customers
- successfully renew subscription for HKT Merchant Services (Click Here for more details)
Small to Medium-sized Enterprises (SMEs)@
Special Discounted Transaction Fees^:
- 0% for the first HK$200,000 aggregated transaction amount of FPS and Tap & Go
- 0.98% for FPS and Tap & Go transactions after the aggregated transaction amount exceeds HK$200,000
@SMEs eligibility criteria:
- Total Annual Turnover of less than HK$2,000,000
Social Enterprises (SEs)& and Non-Government Organizations (NGOs)%
Special Discounted Transaction Fee^:
- 0% for the first HK$3,000,000 aggregated transaction amount of FPS and Tap & Go
- 0.5% for FPS and Tap & Go transactions after the aggregated transaction amount exceeds HK$3,000,000
&SE eligibility criteria:
- Listed in SE Dictionary Listing on Social Enterprise Business Center website or grantees of The Enhancing Self-Reliance Through District Partnership Programme
%NGOs eligibility criteria:
- Registered as charitable institutions and trusts of a public character under section 88 of the Inland Revenue Ordinance.
Smart POS Upgrade Offer#
SMEs, SEs and NGOs upgrade to Smart POS and enjoy a lower Special Discounted Transaction Fees and Smart POS Device with waived of 3 months’ rental fee (click here for more details)
SMEs@
- 0% for the first HK$200,000 aggregated transaction amount of FPS and Tap & Go
- 0.88% for FPS and Tap & Go transactions after the aggregated transaction amount exceeds HK$200,000
SEs& and NGOs%
- 0% for the first HK$3,000,000 aggregated transaction amount of FPS and Tap & Go
- 0.5% for FPS and Tap & Go transactions after the aggregated transaction amount exceeds HK$3,000,000
^Regarding the Special Discounted Transaction Fees, click here for more details.
*Promotion terms and conditions apply, click here for more details.
#Applies to applicants who apply 3 payment means or above in one application.
Tap & Go Payment Service ("Tap & Go") is provided by HKT Payment Limited (Stored Value Facilities Licence No. SVF0002).
HKT POS App
HKT POS App
Set up your payment system at no extra cost. Download HKT POS App on your mobile devices and log in with your merchant account. Enter the transaction amount to generate a QR code for your customers to receive instant payments through FPS. To make things even safer, an in-app notification will be received upon each successful transaction.
FPS ID
FPS ID
Each merchant will be allocated a unique FPS Identifier (FPS ID), you can share your FPS ID on various social platforms and instant messaging apps with customers to receive instant FPS payments*.
FPS QR Code
FPS QR Code
You can simply display your unique merchant QR code at your shop, a sales event or even a temporary pop-up store for customers to scan and pay, simply by entering the payment amount*. What gets easier than this?
FPS Billing
FPS Billing
If bill payment collection is part of your services, you can log onto our Merchant Portal to upload the monthly billing information and generate a series of unique QR code with specified amounts and bill numbers applicable to each customer. The QR code can be printed on bills for customers to scan and pay*.
*Only applicable to FPS and HKQR supported mobile wallets and bank apps, and must comply with the services offered by the mobile wallet service providers and banks.
The screen layouts are simulation. The contents are for reference only.
Our clients
Simple user onboarding and quick activation
All you need is a copy of a valid ID document, Business Registration Certificate and bank statement
(company or personal bank account*) to register for our services. Put your business on the fast track
and enjoy the full benefits of our services in as short as 7 business days^, catering to different business needs.
*Only applicable to sole-proprietary companies
^Processing time of the application will depend on the actual situation and is subject to the completeness of the information provided by the merchant.
Access and manage transaction in real time
All transaction information will be found on the Merchant Portal or HKT Business App. Review your business performance conveniently for instant reconciliation, or process a refund through the Merchant Portal. The data can also be downloaded for further analysis. To better help you manage the business, you will receive instant transaction notifications via our HKT Business App anytime anywhere.
The contents are for reference only.
Service charges
Register our four-in-one FPS Payment Suite services and accept Tap & Go payment. You won't get charged any account opening or hidden fees, and there is no limit on the minimum or maximum amount you can accept.